Flood insurance can be a hidden cost of home ownership.  Before you buy a home in Redding we recommend you consult the Flood Insurance Rate Map.  Many areas of Redding are within mapped Special Flood Hazard areas.  As a public service, the City of Redding will provide you with the following information:

Whether a property is in or out of the Special Flood Hazard Area as shown on the current Flood Insurance Rate Map (FIRM) of the City.

Additional flood insurance data for a site, such as the FIRM zone and the base flood elevation or depth if shown on the FIRM.  If there is an Elevation Certificate or Letter of Map Amendment on file, copies can be made upon request.

The City of Redding also has a handout on the flood insurance purchase requirements that can help people who may need a mortgage loan for a home located in the Special Flood Hazard Area.  Another important note, the City of Redding attained a “Class 6” rating in the Community Rating Service (CRS) program which ensures a 20 percent discount to policyholders within a Special Flood hazard Area.

To make an inquiry with the City of Redding, you will need the street address or the Assessor’s parcel number of the property.  Here’s the best part, there’s no charge for these services.

You can reach the City of Redding Monday through Friday from 8 a.m. to 5 p.m. (excluding holidays) by calling (530) 225-4020 or go to the City of Redding Development Services Department in City Hall at 777 Cypress Avenue.

The above information was provided as a courtesy from Douglas DeMallie, Planning Manager for the City of Redding.