What is the Shasta County Down Payment Assistance Program?

Shasta County Housing and Community Action Programs provides 0% interest loans to qualified low-income, first-time home buyers to help with their down payment and closing costs. The program is available in the unincorporated area of Shasta County and inside the City of Anderson.

How much can you borrow?

The loan amount can be up to 40% of the purchase price, not to exceed $80,000.00. The maximum purchase price of the home is $225,000.00. The borrower must contribute at least 3% of the purchase price to the sale transaction. This may be a gift.

Who is eligible?

The program is available to first-time home buyers, who qualify under the following income guidelines. Gross household income must be below these limits.

A first-time home buyer is someone who has not owned a home in the last 3 years, or who qualifies as a “displaced home-maker”

More information can be found in the Shasta County DAP Brochure click here